Cancellation guides
Everything you need to know to cancel and switch insurer with peace of mind.
Cancel your health insurance online
How to cancel your Swiss health insurance online: a valid letter, registered mail, proof of receipt. A step-by-step method.
Read the guide →Cancel before 30 November
30 November is the key deadline to cancel basic insurance (KVG/LAMal) with effect from 31 December. How not to miss it.
Read the guide →Health-insurance notice periods
All the deadlines in Switzerland: basic insurance (KVG/LAMal, 30 November), supplementary insurance (VVG/LCA), extraordinary right after a premium increase.
Read the guide →Cancel after a premium increase
A premium increase opens an extraordinary right of cancellation with a one-month notice period. How to switch health insurer.
Read the guide →Change your deductible (franchise)
Deductible from 300 to 2500 CHF, co-payment of 10% capped at 700 CHF: how to optimise your premium and your share of costs.
Read the guide →Switch health insurer
Switching basic insurance: free, with no health questions, guaranteed cover. The complete guide.
Read the guide →Cancel when you move
A move to another canton or premium region can open a right of cancellation. Your steps explained.
Read the guide →Cancel your health insurance as a cross-border worker
Cross-border worker or moving abroad: how to cancel your Swiss health insurance and use the right of option or the end of the insurance obligation.
Read the guide →Birth of a child and health insurance in Switzerland
Newborns must be enrolled in a health insurer (LAMal) within three months of birth. How to choose the best fund and deductible for your child.
Read the guide →Health insurance at retirement in Switzerland
Retirement reduces your income: how to adapt your deductible, model and insurer to reduce your LAMal premium without losing coverage.
Read the guide →Health insurance for students in Switzerland
Young-adult premiums (19-25), optimal deductible, exemption for studies abroad: everything a student needs to know about LAMal.
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