Cancel your health insurance as a cross-border worker
Becoming a cross-border worker or leaving Switzerland changes your insurance obligation.
Cross-border workers: the right of option
Anyone who works in Switzerland and lives in a neighbouring country is in principle subject to Swiss insurance, but may exercise a right of option: under certain conditions, choose between the Swiss system (KVG/LAMal) and the country of residence.
Leaving Switzerland
A permanent departure ends the KVG/LAMal obligation on the date of official deregistration — not on 31 December. The insurer requires proof (deregistration certificate, new domicile).
Frequently asked questions
Un frontalier peut-il quitter l'assurance suisse ?
Sous conditions, via le droit d'option : choisir le système de son pays de résidence et demander l'exemption de l'assurance suisse, justificatif à l'appui.
Le départ de Suisse suit-il le délai du 30 novembre ?
Non. La fin d'assujettissement met fin à l'obligation à la date du départ, sur présentation des justificatifs.