
The mandatory details of a cancellation
To be admissible, your letter must contain: your surname, first name, address and insured number; the insurer's name and its cancellation address; the line concerned (basic insurance KVG/LAMal or supplementary insurance VVG/LCA); the desired effective date; and your handwritten signature.
A useful wording: request cancellation 'for the next statutory expiry'. It avoids any ambiguity about the effective date and covers cases where the ordinary deadline is approaching.
The standard structure
Header with your contact details, date and place, the insurer's address, subject ('Cancellation of my insurance … – insured no. …'), body stating the line and the effective date, closing formula, signature. Keep it short and precise.
Common mistakes
Missing insured number, wrong cancellation address, no signature, or an imprecise effective date: these omissions are the leading causes of refusal for a formal defect.
Generate the letter automatically
Rather than writing everything by hand, our generator produces a compliant letter, pre-filled with your insurer's exact cancellation address, and exportable as a PDF ready to print for registered mail.
Frequently asked questions
Is a handwritten signature mandatory?
Most insurers require it. A signed letter sent by registered mail is the safest form.
What wording should I use for the effective date?
State 'for the next statutory expiry' or the precise date (often 31 December for basic insurance), to remove any ambiguity.