Question 1

How much can I save by switching health insurer?

Accepted Answer

The premium difference between the cheapest and most expensive insurer for the same basic coverage can reach several hundred francs per year, depending on your canton, age, and deductible.

Question 2

Is switching health insurer complicated?

Accepted Answer

No, it is straightforward: cancel your current policy before November 30th and enrol with a new insurer for January 1st. Only the LAMal basic coverage can be changed at this annual deadline.

Question 3

Does the deductible affect the premium?

Accepted Answer

Yes, a higher deductible (up to CHF 2500) significantly reduces your monthly premium. In return, you pay more out of pocket when you fall ill.

Instant savings score